Helpful Holiday Shopping
Comparison Shop On the Internet
With the Holiday Season upon us,
many of us will spend hours searching for the right gift at the
right price. Now there is a way to save some time—and money—by
using comparison-shopping search sites on the Internet.
Two online sites are www.dealtime.com
Both compare prices offered by a variety of retailers on the most
popular consumer products including clothing, books, toys, music,
jewelry, and cameras. You can also check product reviews on www.consumersearch.com.
Be careful when conducting an online
search. The Federal Trade Commission has warned owners of numerous
web search engines that they should let you know when they rank
a site higher because it has paid to advertise. Look for the notation
that the search result is a “sponsored search” or
One last word about holiday comparison
shopping—remember one store’s “50-percent off”
sale price can actually be higher than another store’s regular
price. Online search sites can help you determine the real price
Pay By Credit Card Where Possible
Consider paying by credit card rather
than using a check, cash, or debit card because you can dispute
a purchase through your credit card company within 60 days of
receiving your credit card statement. Also, some credit card companies
automatically double any warranty you might receive from the manufacturer.
However, make sure you carefully track how much you are spending
by credit card to determine if it fits within your holiday budget.
You don’t want to have a really unhappy January when the
Be Careful When Using Online Mail Order
Many online retailers this past
year appeared to have improved on their poor 2001 delivery performance.
However, I still strongly recommend you keep printouts of the
web pages where you placed your order. Also remember that you
should click on the “order button” only once, otherwise
you may be placing multiple orders.
Shop only with websites that are
secure; look for the padlock icon at the bottom of the website’s
front page. If in doubt, call and order your item on a regular
Finally, remember that federal law
requires all retailers to ship an order within the time stated
in their website or at the time you placed an order. If no time
period is specified, the retailer must ship the order within 30
days of receiving it from you. If the company cannot deliver within
the promised time, it is required to contact you and ask whether
you agree to a delay or to cancel the order and receive a prompt
Have a wonderful Holiday